Nadia Vanderhall

You got your tax return, now what? This post will give you insight into how to move from just getting your refund to re-uping your finances with it! Mix the blowing with the building!

Most of the time people reference retirement, they mention that time to be like the Golden Years (even I have a blog post with the reference). But over the last decade or so the path to retirement has been anything but golden for some retirees. Many have found themselves moving backward even in poverty. The talk around retirement lately is that golden number you should have to survive 30+ years of that glimmer.

When it comes to money, one of the things that most don’t tell you about is how it connects to your mental wellness/mindset – like peanut butter and jelly – mustard, and ketchup (if you know the reference points, I clap for you). While this has been true since the beginning of fiat money, responsibilities, and everything costing - it seems like the pandemic put the coin flip of mental health and financial wellness within a constant toss that many are waking up to.

As you scroll on social media, you’ve probably seen the posts (like mine) that tell you about how you need to save for any emergency. We’ve seen the headlines of layoffs becoming a norm to how inflation continues to be hot among the cool assumptions.

One of the biggest money conversations that I see on social media is budgeting. From the funny to the fuming madness of it - how budgeting makes people feel is interesting, to say the least. My notion that some people need to learn money management while some people need more money to manage along with a small group who is a hybrid of both is often confirmed. With the other “B” word, the brand that it has had over hasn’t been given a new one like cauliflower, but the impact of knowing how the...

I’m always intrigued when I see commentary around the notion that we aren’t in a recession or that the GDP looks solid - so the water is fine.
You know when you’re watching the news and they tell you when there’s going to be a high tide or a low tide? You head to the beach when they say a low tide would be, thinking you would be relaxing and max-ing.
Cool.
But when you get there, you notice that the forecast doesn’t match the reality in which you see it when you get to the beach. Which is the...

Experts Tips on Finding the Best First-Time Credit Cards
Founder of The Brands + Bands Strategy Group
What APR might someone with no credit history expect from their first credit card?
If you’re just starting off building your credit, do expect your APR to be a little higher than you would like, roughly 13–20%, pending on the company and your other factors (income, other debt, etc.). APR is the rate at which the money you are using from the credit or financial institution is to be returned to...

Expert Advice on Best Online Life Insurance Companies
Founder of The Brands + Bands Strategy Group
What criteria should customers use when comparing different online life insurance companies?
I would be sure that you are purchasing from a platform that has a "lock" at the beginning of the search. Looking for this will allow you to be sure that your information is protected (as much as possible). I would also look to make sure that the company/platform is aligned with national regulations like...

Expert Advice on Cheap Term Life Quotes
Founder of The Brands + Bands Strategy Group
What advice would you give someone looking to get cheaper quotes on term life insurance?
I would tell them not only to look at their budget (affordability) but also what the offerings would be within their life insurance policy. There’s a difference not only in the price of Term vs. Whole life insurance but other elements like coverage/riders and company. Most go for Term due to the cost, but when it comes to...

Experts' Tips on the Worth of Life Insurance
Founder of The Brands + Bands Strategy Group
What's the most important factor individuals should consider when determining if life insurance is worth it?
Easily, that would be your family or loved ones. They would be the ones carrying out your final wishes, paying your bills and making sure your arrangements are effortless. Another factor would be how you want them to be taken care of when you transition. From there, you would be able to determine ...

Expert Panel on Black Finances and Addressing Financial Challenges
What are some of the financial barriers that you’ve observed the Black community face?
As a collective community, four in ten black adults are unbanked or underbanked. A strong understanding of finance moves through not only banking but also other key areas like investing, saving and obtaining goals. From seeing how black women have a national day of observance for how less we are paid should speak volumes. The wealth gap taki...

Sup, Hi, Ciao -
We’ve seen the statistics about how revenue and ratios can impact a relationship. From the good warm fuzzies to the breakups (of love and money). Yet, no matter if it’s a podcast episode or just a personal episode, the way money flows can in the long run fuel the beauty in a relationship or f*ck the functionality of one. It’s an interesting thing. Perplexing in a way, but the notion of talking money with your Honey is important now more than ever.
In the US, about 45% of Women...

Has the news about Apple Savings taken over your timeline?
No, you will not be entitled to compensation. But you will be entitled to know what the news about Apple Savings means not only about Apple as a company but what we could expect to see when it comes to the banking industry. While it’s just another High Yield Savings Account or HYSA, there’s more to this new product (and how it moves) that I wish more people will pay attention to. I want to give you insight into what this new product c...

Hey, Hey, Hello, Hi -
Your Data is dollars.
Even though the value of the dollar is weakening, certain areas will be stronger than it was before.
I’ll talk about how in a few scrolls down.
Even before the pandemic, Healthcare has been going through it. But one of the tweets that I shared recently showed my thoughts that I’ve been wonderings about since roughly 2017 about the monopolization of sectors. Healthcare is another one I feel we are watching unfold.
The pandemic showed how a lot of in...

Hi, Hello, Hey Hey -
It’s no shocker that we are seeing the economy moving with a bit more autonomy due to seeing a tug-of-war between interest rates and inflation. While the topic of a recession keeps being halted like some regional bank stocks waiting for shifts in GDP, more and more people are starting to move towards recession prep. People are starting to save more of what they can and invest where they feel they have less risk of a [market] diss. Also adding to that sandwich was the inve...